Health, life, dental, and vision insurance are available to all full-time active employees and their eligible dependents. Insurance changes, enrollment and cancellation are done during Open Enrollment or because of major lifestyle changes. Open enrollment is October 1 - October 31, with an insurance effective date of January 1; no penalty for late health enrollment; no penalty for late dental enrollment; there will be a form of insurability for late life additional coverage. Major life style changes include the following:
Qualifying Lifestyle Changes Major lifestyle changes that qualify for insurance enrollment outside of open enrollment dates include:
Adoption or gain of legal custody of a child
Birth of a child
Spouse loses coverage at place of employment
Please note: All major life style changes must be made within 30 days of the event.